Innovation and development

QREN & PT2020 projects

Research & Technological Development Project

Description

OmniCredit - Credit Omnichannel Platform
Approval Date: 12th of May 2016 | Start Date: 1st of September 2015 | End Date: 31st of August 2017

Objective

Development of an Omnichannel credit platform, based on Cloud paradigm, which covers all the actors involved in the credit business: Companies, Banking Institutions and Consumers.

Goals, Activities and Expected Results

  • Compete in specialised, unique and relevant fields of expertise;
  • Be recognised as a technologic solutions' supplier, becoming a national and international recognised company and brand;
  • Increase Turnover - 15M€ in 2018;
  • Increase international sales - an export rate of over 20% in 2018;
  • Achieve the weight of the product on total volume sales of 5%, in 2018;
  • Continuous investment in R&D, as a way to innovate solutions;
  • Release to market an innovative product of credit origination. This product must be multi-product, based on Cloud paradigm, able to interact with bank's central systems, as well as all the credit process with several IoT devices, and support new technological approaches with beacons, Augmented Reality and QR codes.

Funding Program

Competitiveness and Innovation Operational Programme

Project
POCI-01-0247-FEDER-011120

Global Investment
972.643,40 €

Approved Incentive
552.049,87 €

Eligible Incentive
971.043,08 €

QI PME Internationalization

Description

Approval Date: 26th of January 2016 | Start Date: 1st of November 2015 | End Date: 31st of October 2018
Expansion (market and client diversification) through intensification of ITSector's international activity.

Objective

Reinforce competitiveness for small and medium enterprises.

Goals, Activities and Expected Results

  • Total Turnover: reach a revenue of 13,4 M€ at the end of 2019;
  • International Turnover: should represent, at least, 20% of the total volume of sales;
  • International Markets Diversification: until 2019, obtain international sales in a new market geographically targeted (where there was never a sale);
  • Geographic of Internationalisation: from the 20% of the expected international volume of businesses, we predict that 10% will be obtained through European markets and the other 10% through non-European markets, in 2019;
  • International Commercial Team: reinforce the international sales department, with, at least, 2 new human resources dedicated to the sales' function on our target markets, until the end of 2019;
  • EBITDA/Business Volume: obtain a ratio of 20% by the end of 2019.

Funding Program

Competitiveness and Innovation Operational Programme

Project
POCI-01-0752-FEDER-007379

Global Investment
552.950,90 €

Approved Incentive
248.827,91 €

Eligible Incentive
552.950,90 €

Company Internationalization

Qualification and Internationalization

Project taking place between 01/01/2013 and 31/12/2014

Description

Company Internationalization

Purpose

Sectoral and geographic diversification of markets;

Funding Program

System of Incentives for the Qualification and Internationalisation of SMEs

Project
FCOMP-02-0201-FEDER-032192 (Project for Qualification and Internationalization)

Global Investment
329.879,40 euros

Approved Incentive
142.902,82 euros

ITS DNA - Framework for Developer Network Accelerator in Cloud

IDT Individual

Project taking place between 01/04/2013 and 03/31/2015

Description

ITS DNA - Framework for Developer Network Accelerator in Cloud

Purpose

Develop a framework that is based on Cloud and supports all development phases of a software project for the financial sector (banking). It is intended to create on this framework a set of productivity and collaboration tools that permit to the various teams geographically distributed the development of agile, iterative and incremental software in emerging technology, reusing components, speeding up design time and lowering production costs.

Funding Program

Incentive Scheme for Research and Technological Development (R & TD)

Project
FCOMP-01-0202-FEDER-034126 (Project IDT Individual)

Global Investment
1.320.816,04 euros

Approved Incentive
835.677,93 euros

Smart Banking & Commerce TV

IDT Individual

Project taking place between 01/04/2012 and 03/31/2014

Description

Smart Banking & Commerce TV - financial and commercial applications available for the Smart TV market

Purpose

Develop a technology platform to support and create financial and commercial applications; Acquisition of knowledge and skills to develop and manage applications for Smart TV platforms.

Funding Program

Incentive Scheme for Research and Technological Development (R & TD)

Project
FCOMP-01-0202-FEDER-024940 (project IDT Individual)

Global Investment
1.136.231,50 euros

Approved Incentive
623.480,18 euros