Innovation and development

QREN & PT2020 projects

Research & Technological Development Project

Description

OmniCredit - Credit Omnichannel Platform
Approval Date: 12th of May 2016 | Start Date: 1st of September 2015 | End Date: 31st of August 2017

Objective

Development of an Omnichannel credit platform, based on Cloud paradigm, which covers all the actors involved in the credit business: Companies, Banking Institutions and Consumers.

Goals, Activities and Expected Results

  • Compete in specialised, unique and relevant fields of expertise;
  • Be recognised as a technologic solutions' supplier, becoming a national and international recognised company and brand;
  • Increase Turnover - 15M€ in 2018;
  • Increase international sales - an export rate of over 20% in 2018;
  • Achieve the weight of the product on total volume sales of 5%, in 2018;
  • Continuous investment in R&D, as a way to innovate solutions;
  • Release to market an innovative product of credit origination. This product must be multi-product, based on Cloud paradigm, able to interact with bank's central systems, as well as all the credit process with several IoT devices, and support new technological approaches with beacons, Augmented Reality and QR codes.

Funding Program

Competitiveness and Innovation Operational Programme

Project
POCI-01-0247-FEDER-011120

Global Investment
972.643,40 €

Approved Incentive
552.049,87 €

Eligible Incentive
971.043,08 €

QI PME Internationalization

Description

Approval Date: 26th of January 2016 | Start Date: 1st of November 2015 | End Date: 31st of October 2018
Expansion (market and client diversification) through intensification of ITSector's international activity.

Objective

Reinforce competitiveness for small and medium enterprises.

Goals, Activities and Expected Results

  • Total Turnover: reach a revenue of 13,4 M€ at the end of 2019;
  • International Turnover: should represent, at least, 20% of the total volume of sales;
  • International Markets Diversification: until 2019, obtain international sales in a new market geographically targeted (where there was never a sale);
  • Geographic of Internationalisation: from the 20% of the expected international volume of businesses, we predict that 10% will be obtained through European markets and the other 10% through non-European markets, in 2019;
  • International Commercial Team: reinforce the international sales department, with, at least, 2 new human resources dedicated to the sales' function on our target markets, until the end of 2019;
  • EBITDA/Business Volume: obtain a ratio of 20% by the end of 2019.

Funding Program

Competitiveness and Innovation Operational Programme

Project
POCI-01-0752-FEDER-007379

Global Investment
552.950,90 €

Approved Incentive
248.827,91 €

Eligible Incentive
552.950,90 €